Easy & Simple
Applying for a loan with us is incredibly easy and convenient. The process has been streamlined to ensure you can get the financing you need with minimal effort. Simply provide the essential documents, which include a salary certificate and a credit report, and fill out a straightforward online form. Our user-friendly platform guides you through each step, making it quick and hassle-free. We prioritize your time and convenience, ensuring that from application to approval, the entire process is smooth and efficient. Trust us to deliver the financial support you need promptly and with the least amount of stress.
Easy & Simple Requirements

Our loan application requirements are easy and simple, requiring only essential documents and a straightforward online form.

Less Documents Required

The required documents for our loan application are incredibly simple, needing only a salary certificate and a credit report.

Financing For All Your Needs

Financing for everything you need without a guarantor and without salary transfer, for travel and enjoyment, to furnish your home, to buy a car, to pay off debt, and any circumstance you need.

ِAbout us
Every individual has unique needs and requirements that ensure comfort and luxury. At Al-Fajr Financial Solutions, in collaboration with our partners, we open wide doors for you to obtain financing that meets your various needs in a manner compliant with Sharia law. Whether you need a new car to start a different phase in your journey, home appliances that suit your lifestyle, or a vacation around the world with financing starting from 10,000 to 1,500,000 Riyals, we are here to make it happen. Driven by our commitment and understanding of the importance of providing you with the best and most accessible options, we strive to achieve this by offering the best financial products tailored to your goals. At Al-Fajr, we sincerely wish to accompany you on a journey toward a successful, continuous, and enduring partnership.
ِAbout us
Every individual has unique needs and requirements that ensure comfort and luxury. At Al-Fajr Financial Solutions, in collaboration with our partners, we open wide doors for you to obtain financing that meets your various needs in a manner compliant with Sharia law. Whether you need a new car to start a different phase in your journey, home appliances that suit your lifestyle, or a vacation around the world with financing starting from 10,000 to 1,500,000 Riyals, we are here to make it happen. Driven by our commitment and understanding of the importance of providing you with the best and most accessible options, we strive to achieve this by offering the best financial products tailored to your goals. At Al-Fajr, we sincerely wish to accompany you on a journey toward a successful, continuous, and enduring partnership.

Requirements

Loan Application Requirements

• The employee must be currently employed in a government, military, retiree, or private sector organization.
• The salary must not be less than 3,900 Riyals for employees in all sectors (government / semi-government / military / retiree / private sector).
• The employee's age must be no less than 21 years and no more than 65 years, and the retiree's age must not exceed 68 years.
• The duration of service must not be less than 3 months for all sectors (government / semi-government / military), and 6 months for the private sector.
• A good credit record without defaults; exceptions can be made for closed defaults or resolved legal issues for private sector

Required Documents for Financing

• A copy of the salary certificate.
• Credit report.

Required Fees for Financing

Annual Return

The highest annual return rate on the borrowed amount is 15%, calculated on the principal value of the borrowed amount.

Loan Amount

The minimum loan amount is 10,000 Saudi Riyals and the maximum loan amount is 1,000,000 Saudi Riyals.

Administrative Fees

The administrative fee is 1% of the loan amount.

Repayment Period

The minimum repayment period is one year and the maximum period is five years.

Financing solutions are easier with Al-Fajeer

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